The Power Over Money Standard Version

The single largest debt that most people incur in their lives is a mortgage to buy their home.  In most cases this loan is paid back over 25 to 30 years period. Over this period, the home buyer will repay between 3 to 5 times the amount borrowed after interest is added.

“The Power Over Money” program changes this dramatically, by using cashflow to reduce the interest bill, without locking away the funds as an ordinary mortgage would do. Most often, the savings are achieved without earning extra income or cutting on your expenses.

The program generates a budget for you that extends 30 years or more. It shows you a plan that when followed will cut years off your loan(s) and save you thousands of dollars in interest payment, in comparison to the traditional loan.

What is The Power Over Money?

• It is a Property Manager

  Use it to track all your income and expenses for every property or asset you have.

• It is a  Cashflow Manager

  Use it to record all your actual transactions, and produce the relevant reports.

• It is a  Budget Builder

  Use it to define your budget easily: Assets, Liabilities, Credit cards, Income, & Expenses.

• It is a  Mortgage Reducer

  Use it to reduce your mortgage by moving from a standard loan to a line of credit.  Includes step-by-step action plan, comparison charts, loan application forms, etc.

• It is a  Investment Planner

  Use it to plan your next investment in property. Check how much equity you have, how much you can borrow, how much it will cost you per week from own pocket, and what would the future value be. Play all the scenarios before you commit to a buying decision. 

• It is a  Mortgage Calculator

  Use it to calculate how much the repayments would be on a new loan, and what the effect would be if you pay $50 or $100 extra per fortnight or so.

• Multiple Loan Management and Control. 

• Budgeting. 

• Monitor financial performance (compare actual expenses and income against budget). 

• Transaction Reports. 

• Income & Expense Statement. 

• Assets & Liabilities Statement. 

• Mortgage-Reduction Implementation Plan. 

• Electronic, ready made loan application. 

• Mortgage Calculator. 

• Comparison Charts. 

• Multiple Loan Management. 

• "What If" scenarios. 

• Database of clients. 

• Budget for every client. 

• Track credit cards and payment due dates.

Benefits

• Reduce Your Mortgage.

• Invest for Retirement or to create wealth

• Cut years off your home loan.

• Easily create and monitor your budget.

• Improve your financial performance.

• Helps in preparing your tax return return.